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People Helping People

The difference between credit unions and banks is simple but important.

Unlike banks, credit unions exist to help people, not to make a profit. The goal is to serve all members with respect and integrity - every member counts. Credit union members are fiercely loyal for this reason, and each owns one "share" of the organization.

Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends or improved services. Credit unions can charge lower rates for loans - as well as pay higher dividends on savings - because they are non-profit cooperatives.

The philosophy of people helping people is foundation of credit unions. Meridia is here to help you reach your financial goals and live the life you wish to lead.

If you live, work, worship or go to school in the following Southern Erie County communities, you're eligible to join right away:

  Village of Angola
Town of Aurora
Village of Blasdell
Town of Boston
Town of Brant
Town of Colden
Town of Collins
Town of Concord
  Village of East Aurora
Town of Eden
Town of Elma
Town of Evans
Village of Farnham
Village of Gowanda
Town and Village of Hamburg
Town of Holland
  Town of Marilla
Town & Village of
North Collins
Town & Village of Orchard Park
Town of Sardinia
Village of Springville
Town of Wales
Town of West Seneca

Also check our Employer Groups page to see if you are eligible.

Family members, as illustrated below, are eligible for membership.

Membership Tree:

Also included:

Household persons, not related to an immediate family member, living in the same residence and maintaining a permanent single economic unit.

Your family members are eligible to join Meridia Community Credit Union regardless of where they reside.

How do you CU?

Equal Housing Lender NCUAYour savings fedarally insured to at least $250,000 and backed by the full faith and credit of the United States Governmennt

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